Rates and Insurance


My rate for 50-minute individual sessions is $145.  EMDR, couples’ and family sessions and any preferred extended sessions of 75 minutes are $210 and 90-minute sessions are $250.  I do not accept insurance for couples’ or family work.


** As of January 2021, I am not accepting any new clients with Anthem BCBS insurance. I will update my website when and if this changes **

I am currently an in-network provider for Anthem Blue Cross/Blue Shield insurance for individual therapy, but do not accept insurance for couples’ or family counseling. Additionally, for those who have other insurance plans (besides Anthem BCBS), I can provide all the necessary documentation for you to use your out-of-network benefits to file claims for reimbursement for our sessions.  Please inquire with your insurance provider as to your specific out-of-network benefits.

Insurance companies require that a mental health diagnosis be rendered in order for payment to be made for psychotherapy sessions.  On occasion, they may also require detailed information about your mental health history, current symptoms and level of functioning, as well as information about your progress in treatment.  This process can feel intrusive to some people and many would prefer to pay out-of-pocket for services rather than utilize their insurance.  Please let me know if you would like more information on this issue.


I accept cash, personal checks and credit cards for payment of therapy sessions.  You are welcome to pay via PayPal (on this website) or upload a credit card using a payment app for therapists called IvyPay which is secure and HIPAA-compliant and protects your privacy and confidentiality.  If you are interested in IvyPay, I will send you an invitation to upload your card.  You can also sign up for secure and HIPAA-compliant credit card payment processing through Simple Practice (my online scheduling and billing service) using their processing service called Stripe.  I accept Visa, MasterCard, American Express, Discover cards and Flex or HSA cards.

Scheduling Appointments

Please click on this link https://jill-carl.clientsecure.me/ to schedule an initial 15-minute phone consultation if you are a new client interested in starting therapy.  If you are a current client, you can use the above link to schedule therapy sessions, to get account information and to send me a secure message. You can also contact me by phone at 303-903-5728 or email at jill@jillcarl.com to schedule an appointment or with any questions.

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